True Cost Calculator

What will this property really cost you?

Drag the sliders or type exact numbers — every figure below updates live, including the government charges most calculators leave out.

Property Value₹68,00,000

Agreement Value₹55,00,000

Down Payment

= ₹13,60,000 upfront · Loan: ₹54,40,000

Interest Rate8.50%

Loan Tenure20 yrs

Monthly EMI

₹47,210/mo

Loan amount

₹54,40,000

Total interest

₹58,90,300

Tenure

20 yrs

Final Summary

Property Value

₹68,00,000

Agreement Value

₹55,00,000

Govt. Charges (8.8%)

₹4,84,000

Brokerage (1.5%)

₹1,02,000

Down Payment

₹13,60,000

Loan Amount

₹54,40,000

Monthly EMI

₹47,210

Upfront Payment Req.

₹19,46,000

Total Transaction Value

₹73,86,000

Upfront vs. Loan Payment

Upfront Payment

₹19,46,000

Down payment + govt. charges + brokerage

Loan Payment

₹1,13,30,300

Principal + interest over the tenure

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