Most calculators show only the EMI. This one adds Rajasthan stamp duty, registration, and every real cost buyers actually pay.
Property & Loan Details
Property Value
Agreement ValueiThe value stated in the sale agreement. Government charges (stamp duty + registration) are calculated on this — not on the property value — and it's set independently since the two can differ.
Down Payment
= ₹13,60,000 upfront · Loan: ₹54,40,000
Interest Rate
Loan Tenure
Apply brokerage (1.5% of Property Value)
Monthly EMIiEquated Monthly Installment — the fixed amount you pay every month, covering both principal and interest, until the loan is fully repaid.
₹0/mo
Loan amount
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Total interest
—
Tenure
20 yrs
Final Summary
Property Value
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Agreement ValueiThe value stated in the sale agreement — used to calculate government charges, and can differ from the actual property value.
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Govt. Charges (8.8%)iStamp duty and registration combined — 8.8% of the Agreement Value, per Rajasthan norms.
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Brokerage (1.5%)iTypical market brokerage — 1.5% of the Property Value.
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Down Payment
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Loan Amount
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Monthly EMI
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Upfront Payment Req.
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Total Transaction Value
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Upfront vs. Loan Payment
Upfront Payment
—
Down payment + govt. charges + brokerage
Loan Payment
—
Principal + interest over the tenure
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